Get an Auto Insurance quote that meets your needs and budget. As an Independent Agency we provide you with competitive rates from a variety of auto insurance companies.
Auto insurance is a must-have when you want to drive any car, truck, or SUV out on the roads. The state determines the minimum amount of insurance that you must have. In some instances, you may want additional coverage so that you are not out pocket for a considerable amount of money in the event you are involved in an accident.
There are various types of coverage required on auto insurance. At McLeod Insurance Agency, our agents will be able to walk you through the various options to ensure you have the coverage you need at a premium that you can afford. You will want to look at the liability insurance for any property as well as for the drivers and passengers of the car. You may also require PIP or Personal Injury Protection Insurance.
Comprehensive insurance is optional in terms of what the state requires. However, it may be required if you have a car loan because the company that holds your title will require you to have it. The comprehensive insurance covers non-driving related incidents, such as if your car is damaged through a hail storm or a rock is thrown at your windshield. These little incidents can add up quickly and you may simply have to pay a deductible instead of paying the entire repair costs.
There’s a balance that needs to be achieved between getting a low premium to pay each month and getting the coverage that you need. That’s why it’s important to work with an agent at McLeod where we will be able to discuss the many ways that you can reduce your premium. Many insurance carriers offer discounts and it may be possible to get in on these due to the organizations that you belong to as well as your status of being a homeowner, a safe driver and much more.
Once we learn about the auto or autos that you wish to insure, we can begin working on a quote for you. We can adjust the deductible and other details in order to find an affordable premium for you to pay while providing you with the insurance needed within the state.
Asheboro, NC 27203